How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
Your Path to Homeownership Starts Here
Explore tailored mortgage solutions that make sense for your budget and lifestyle. With our expert team, financing your home just got easier.
No hidden fees • Competitive options • Real time rates
Refinance Loans
- Loans from $50,000 to $2M+
- Cash out and rate term refinance
- Compare refi vs home equity
Conventional Loans
- Primary, Secondary, and Investment Properties
- As little as 3% Down
- 620 minimum FICO
1
Create an account . Sign up quickly and securely to start your mortgage journey with personalized services.
2
Schedule a loan consultation . Book a convenient time to discuss your mortgage options with a dedicated loan expert.
3
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
How Much House Can I Afford?
Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford.
How Much Down Payment to Buy a House?
When you want to buy a home, you may not know all the details involved, including how much of a down payment you need. We’ll teach you more about minimum down payment amount requirements, how down payments impact home loan offers and how to assess the amount you need to put down for a home.
Supporting homebuyers
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
Lindsey S
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
Phi T
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
Lara D
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
Elizabeth L
“I'm SOLD. They followed me all the way to closing and their online stage-by-stage guide was very easy to understand and I could do 100% by online signature. GAME CHANGER!”
Israel K
“Flawless customer support that other companies only aspire to achieve. We appreciated their patience, responsiveness, and assistance every step of the way. Working with this team was nothing but pleasure. Thank you very much indeed!”
Alexander P
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Get Started- Affordability.
- Services and tools that make buying a home affordable for you.
- Low Price.
- Competitive pricing from our marketplace of top lenders.
- Marketplace.
- Thousands of home financing options that can fit your needs.
- Expertise.
- Expert guidance and a seamless experience along the way.
Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.